Setting up travel insurance

Travel insurance covers trips and problems you might face on the way, which is different from health insurance for living in Israel. WHAT IT CAN COVER • Trip cancellation or interruption • Lost, stolen, or delayed baggage • Medical emergencies abroad • Emergency evacuation • Missed flights TIPS • Check what your student health insurance already covers, to avoid paying twice. • Read the exclusions. Some policies exclude pre-existing conditions or certain risks, including conflict-related disruptions. • Make sure the policy covers travel to and from Israel, plus any side trips. • Keep the policy number and the emergency contact number on your phone. • Buy before the trip. Some benefits only apply if you buy early. GOOD TO KNOW • Credit cards sometimes include travel protections. Check the terms. • Some insurers sell a long-stay policy designed for students. • Ask what documents you need to file a claim. WATCH OUT FOR Travel insurance is usually not a replacement for health insurance during your studies.